Originally Posted by sunkistmi
We have big penalties for driving w/o insurance but I guess if you don't get caught, it's OK.
Here in PA, you have to be insured to pass inspection every year. You wouldn't want to risk driving around without current inspection stickers.
I am a little confused about the "your insurance covers your car and you" thing. When I drive a rental car my own car insurance covers the rental car. So wouldn't it be the same if I drive a friend's car? My insurance would cover any accident I might have. But then again, if someone else were driving my car and had an accident with it, I think my insurance would cover that, too. Auto insurance laws do vary by state, so maybe that explains it.