if they are 40" or less I do them myself, beyond that I send them out. I don't buy fabric, haven't for years, so I feel no guilt or penny pinching about paying to get my tops done.
That said I do mine double sided, so in effect am getting 2 quilts done for the price of one.
I don't enjoy machine quilting, and love piecing tops, quilting is my happy place, why make myself sad?
