DH has saved us thousands by doing our repairs himself. He likes to eat out but he’s starting to agree with me it’s often a rip off. Vacations have been by car with a camp stove & a cooler of food unless we see an interesting restaurant to try. We enjoy eating at a park with a beautiful view more than dropping money on a plate of fries.
No mortgage, carry no credit card balance, no car loans. Pickup is new, car is 12 years old & hasn’t cost us anything in repair so no plans to replace it. I use simple cosmetics from a department store but it lasts long. I buy new good quality shoes & underthings because they last long. I get complements on my thrift store clothes - probably because I know what colors look best on me & I only buy good brands that fit & wash better.
It’s not hard for us to live economical and still have everything we need. I can see others here think along the same line.