I agree with betterquilter. Lol. I also never pay interest and at my advanced age I would hate to be saddled with a house payment..taxes are severe enough! My late husband still gets me in trouble though. I can hear him say to buy it if you want it.😁. He was a great gift giver so I have more jewelry than I need and other than a new pair of jeans and a t-shirt now and then, I am set. My fixed income seems to get smaller every year but I was always thrifty so all is well.