If I'm not willing to "spoil" myself, who will be? This summer my 'spoiling' myself resulted in a huge smile from a very quiet, extremely sweet 13 year old grand nephew. He was thrilled with his guitar quilt - his new and favorite hobby. That's the big spoiler for me - seeing that kind of smile and happiness over being thought of.
That said, my stash and quilting equipment will 'live' long after I am gone. Someone will get it for free or for a very good price. Good for them. In the meantime, I get to use it and make someone happy now and then. All is right in my quilting world.