The real answer is not enough! I realized a number of years ago that while I was busy quilting away, all my own quilts were falling apart and I wasn't on the list!!
I decided that I too was quilt worthy. Why not me? My eventual goal will be to have a themed top per month so 12 plus the "use" quilts. So far January has fabrics collected and planned, February is complete, March top is made but not quilted, April ditto, May is complete. June top done/not quilted. July complete. August is a long time work in progress... September top done/not quilted. October complete (and on the bed). November top done/not quilted. December, although I do have a completed top I decided I need better, so fabrics collected.