I'm on a budget. I watch for fabric at tag sales, buy off Ebay or recycle old clothes. I like texture so I mix fabrics. I just make sure they can all be cleaned the same way. I live in a warmer climate so I rarely buy batting, I use muslin or an old sheet.
It's a blessing that I have to work on a budget, it requires that I have to be more creative. I embellish my quilts with embroidery, beads, lace, buttons and such.
My challenge is I want to make thread art quilts and the thread is expensive.