Welcome Quiltlady...glad to have you join us. I had a friend who said the same thing you said..."when I retire I won't be able to afford all my fabric, yarn, patterns, etc. so now that I'm working I'm going to buy whatever I want so I'll have plenty to do when I do retire on a limited income!!!!" It didn't work for my friend but hopefully it works for you. You'll love the board. Lots of friendly, knowledgeable people who are happy to lend a hand with any quilty problem you come up against. Enjoy the board.
P.S. Your avatar is so darned cute! Mouse meeting Mouse! :P