Pet Insurance
09-28-2010, 07:11 AM
#11
Power Poster
Join Date: May 2009
Location: NY
Posts: 10,590
Google the "Pros and Cons of pet insurance". Most money people agree that " For most people, pet insurance will probably cost more than it will save. As with any insurance product, from auto to homeowners, you're betting that your total vet expenses will be higher than the amount you've paid in premiums and other costs." (source: http://www.usnews.com/usnews/biztech....htm?s_cid=rss:site1)
I self-insure but you must be disciplined. I save $50 a month for pet health care costs. I now have a very tidy little nest egg should the worst happen and if it doesn't happen that money is mine not some pet insurance company's.
I self-insure but you must be disciplined. I save $50 a month for pet health care costs. I now have a very tidy little nest egg should the worst happen and if it doesn't happen that money is mine not some pet insurance company's.
09-29-2010, 03:14 PM
#12
Super Member
Thread Starter
Join Date: Sep 2009
Location: Idaho
Posts: 6,442
Originally Posted by ptquilts
Insurance, ideally is for something that is not likely to occur, but when it does occur, it costs a lot of money. Think of life insurance, your car being totalled, your house burning to the ground.
When you buy insurance to cover smaller, routine expenses, you are just swapping dollars. Think about it, the insurance company is not going to give you anything as a gift - they are in business to make money.
When you buy insurance to cover smaller, routine expenses, you are just swapping dollars. Think about it, the insurance company is not going to give you anything as a gift - they are in business to make money.
09-29-2010, 03:46 PM
#13
Senior Member
Join Date: Jun 2009
Posts: 304
Originally Posted by Charlee
Originally Posted by ptquilts
Insurance, ideally is for something that is not likely to occur, but when it does occur, it costs a lot of money. Think of life insurance, your car being totalled, your house burning to the ground.
When you buy insurance to cover smaller, routine expenses, you are just swapping dollars. Think about it, the insurance company is not going to give you anything as a gift - they are in business to make money.
When you buy insurance to cover smaller, routine expenses, you are just swapping dollars. Think about it, the insurance company is not going to give you anything as a gift - they are in business to make money.
I so agree with you on this! Vets today are such rip offs! They way overcharge for everything!!! But they can do it because they know that we NEED them if we have pets. Just a simple checkup is 100 bucks! its crazy!
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