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-   -   How to handle selling fabric to quilting board member (https://www.quiltingboard.com/general-chit-chat-non-quilting-talk-f7/how-handle-selling-fabric-quilting-board-member-t144293.html)

May in Jersey 08-11-2011 02:17 AM

I've never done this before and thought it would be easy but member lives in UK. I expected a US buyer and a check or money order would be payment. She suggested Pay Pal or a bank transfer. I don't have Pay Pal and don't know how it works to receive payment. Took a look at Pay Pal site and it was a little confusing to me. I assume there are fees involved but who pays them? Would I have to give her my bank account info for a bank transfer? She is also a brand new member here. Any advice about how to handle this would be greatly appreciated.

Had to empty my stash closet because of remodeling being done and found several other items I would like to sell so I'm interested in knowing how others have made out selling quilting stuff through the message board.

christina d 08-11-2011 02:29 AM

The best way for her to pay you would be Paypal there is a very small fee for the seller so add a little to the cost of your item to cover this you just need your email address to get a paypal account the buyer will pay and the money goes into your paypal account no bank numbers are given out and then you can transfer the money to your bank account.I use it all of the time to send and recieve money from and to family in Aus.

sewcrafty 08-11-2011 02:54 AM

If you use personal, you shouldn't have any fees associated with it. The other thing you can use is refund. I've purchased things to send to Australia and had her use refund. No fees associated with that also.

blueangel 08-11-2011 03:19 AM

I agree. Paypal is best.

kathy 08-11-2011 03:22 AM

yes use paypal and NEVER EVER give anybody your bank info!

Candy Apple Quilts 08-11-2011 03:24 AM

Another good thing about Paypal is that your customers can use a credit card without worrying about you seeing their account numbers. It really is the fastest way to handle transactions, and you will be surprised how quickly you can set it up.

ptquilts 08-11-2011 03:30 AM

even with a personal account, if it is payment for "Goods" I believe there is a fee. (3%)

JulieR 08-11-2011 03:38 AM


Originally Posted by ptquilts
even with a personal account, if it is payment for "Goods" I believe there is a fee. (3%)

I think so, too. But it's so minimal compared with the hassle of any other method, it's worth it to me!

May in Jersey 08-11-2011 03:57 AM

Looks as if Pay Pal is the way to go. Thanks,


Originally Posted by kathy
yes use paypal and NEVER EVER give anybody your bank info!

Oh, I never do give out bank info.

jmabby 08-11-2011 04:02 AM

PayPal does charge the seller a small amount

ptquilts 08-11-2011 04:03 AM

BTW, everytime you pay someone with a check, they have ALL your bank info. And your name, address and phone # too, possibly.

donnajean 08-11-2011 05:05 AM

Paypal charges 3.9%, plus $.30 for a Cross Border Transaction fee.

MTS 08-11-2011 05:08 AM


Originally Posted by kathy
yes use paypal and NEVER EVER give anybody your bank info!

Just an FYI-

While I agree you shouldn't give it out without caution, just be aware that it is a very, very common practice in other parts of the world.

So if someone from the UK asks for it, it's not necessarily because of any nefarious intentions. They might be as unaware of the rarity of it here in the US as most Americans are of its ubiquitous use overseas.

And unaware of the additional fees that might be involved here.

So, yeah, PayPal is the way to go.

lynnsim 08-11-2011 05:10 AM

Just take your time and you both can sign up for paypal. If I could do it, anyone can (I'm a computer dummie.)
And for your other question about selling here -- I've been doing detash sales and have done very good. My DD was impressed by the extra space in my sewing room, lol.

patricej 08-11-2011 06:07 AM


Originally Posted by sewcrafty
If you use personal, you shouldn't have any fees associated with it. The other thing you can use is refund. I've purchased things to send to Australia and had her use refund. No fees associated with that also.

neither of those is allowed here.

charity-crafter 08-11-2011 06:14 AM


Originally Posted by PatriceJ

Originally Posted by sewcrafty
If you use personal, you shouldn't have any fees associated with it. The other thing you can use is refund. I've purchased things to send to Australia and had her use refund. No fees associated with that also.

neither of those is allowed here.


I don't know anything about paypal so I really am just asking for clairification and not to be annoying.

Why are neither of these allowed here? refund or personal?

greenini 08-11-2011 06:23 AM

If you don't use the purchase option, but chose personal or refund you lose any protection that PP provides, plus it's not honest to use the refund option unless it is.

clynns 08-11-2011 06:32 AM

PayPal is best. There is NOT a fee to the buyer or seller if you do the following. Give the person your personal email that you use with PayPal. Tell them to go to the site and click on the PERSONAL tab NOT the SERVICE tab. Then make sure that 'gift' is selected. If they go thru the service tab, you will be charged 5% of the cost paid. Out of $100 that comes to $5.00. At any time you can transfer funds in your account into your bank account. Cheyl

MTS 08-11-2011 06:37 AM


Originally Posted by clynns
PayPal is best. There is NOT a fee to the buyer or seller if you do the following. Give the person your personal email that you use with PayPal. Tell them to go to the site and click on the PERSONAL tab NOT the SERVICE tab. Then make sure that 'gift' is selected. If they go thru the service tab, you will be charged 5% of the cost paid.

So you think PayPal should provide the service for free to sellers?
Do you do that even when you're the buyer? Because should anything go wrong with the transaction, you're up the proverbial creek without a paddle.

donnajean 08-11-2011 06:37 AM

Unless something changed in last couple days, the "fee" Paypal charges is 2.9%, plus $.30 transaction fee for purchases within the U.S. I don't know how you got the 5%. Maybe you are thinking of E-bay fees, which I know nothing about. As others have stated, you have no Paypal protection when you choose the "Gift" option.


Originally Posted by clynns
PayPal is best. There is NOT a fee to the buyer or seller if you do the following. Give the person your personal email that you use with PayPal. Tell them to go to the site and click on the PERSONAL tab NOT the SERVICE tab. Then make sure that 'gift' is selected. If they go thru the service tab, you will be charged 5% of the cost paid. Out of $100 that comes to $5.00. At any time you can transfer funds in your account into your bank account. Cheyl


feffertim 08-11-2011 08:17 AM

Paypal is so useful to have and more and more companies are now offering it as an option for credit card payments. I like it because you don't have to give out credit card numbers on line. it is easy to set up. Don;t be intimidated.

MTS 08-11-2011 08:21 AM


Originally Posted by feffertim
Paypal is so useful to have and more and more companies are now offering it as an option for credit card payments. I like it because you don't have to give out credit card numbers on line. it is easy to set up. Don;t be intimidated.

And, if you have the credit card set up in PayPal as your funding source, you are still able to get miles/points for all the monies spent (if your cc is set up that way).

'Cause I don't buy a quart of milk or a FQ if I'm not getting miles for it. :mrgreen:

ptquilts 08-11-2011 08:27 AM


Originally Posted by MTS

Originally Posted by feffertim
Paypal is so useful to have and more and more companies are now offering it as an option for credit card payments. I like it because you don't have to give out credit card numbers on line. it is easy to set up. Don;t be intimidated.

And, if you have the credit card set up in PayPal as your funding source, you are still able to get miles/points for all the monies spent (if your cc is set up that way).

'Cause I don't buy a quart of milk or a FQ if I'm not getting miles for it. :mrgreen:

right on - with me it's Hilton Honors points!!

patricej 08-11-2011 08:35 AM


Originally Posted by clynns
PayPal is best. There is NOT a fee to the buyer or seller if you do the following. Give the person your personal email that you use with PayPal. Tell them to go to the site and click on the PERSONAL tab NOT the SERVICE tab. Then make sure that 'gift' is selected. If they go thru the service tab, you will be charged 5% of the cost paid. Out of $100 that comes to $5.00. At any time you can transfer funds in your account into your bank account. Cheyl

to repeat ... members who sell here in our thrift shop/classifieds are NOT allowed to do this.

the seller is required to accept payment using the "goods" option and to pay all associated fees.

May in Jersey 08-11-2011 10:07 AM

Gal in UK who is purchasing my Harry Potter fabrics already has Pay Pal and will pay me that way, first I need to sign up for Pay Pal and then we're set to go.

Question: How does Pay Pal notify me when payment is received? I'll need to know that before I mail her package. May in Jersey

MTS 08-11-2011 10:11 AM


Originally Posted by May in Jersey
Question: How does Pay Pal notify me when payment is received? I'll need to know that before I mail her package. May in Jersey

You'll get an email. But you the best way is to check the balance in your PP account.

May in Jersey 08-11-2011 10:13 AM


Originally Posted by MTS

Originally Posted by May in Jersey
Question: How does Pay Pal notify me when payment is received? I'll need to know that before I mail her package. May in Jersey

You'll get an email. But you the best way is to check the balance in your PP account.

Thanks for the info. Trying to get as much info about PP before I join.

lynnsim 08-11-2011 10:59 AM

May, you need to go ahead and join PP. They have to verify you and it takes 2 or 3 days.....

edensgaite 08-12-2011 05:27 AM

I have a pay pal account but dont know how to use it in conjunction with this site. Are there instructions on buying and selling on this site and using the paypal account to send and/or receive funds? Thats what I need help with.
Thanks
Mikki

Connie in CO 08-12-2011 05:34 AM

Sorry,if my check or visa isn't good enough i won't buy anything.

oldswimmer 08-12-2011 05:40 AM

Mikki, go to the Classified section and at the beginning there are listed rules for selling and such.
If that doesnt answer all your questions, just PM Patrice...she is very helpful.

(I am not sure what it spells out about Paypal, but I think Patrice is saying that paypal needs to be used in an "honest" way, and board members are not to try and manipulate that system.)
I apologize in advance to her, if I have misinterpreted.

DonnaC 08-12-2011 05:48 AM

I'm really glad that I read this thread. Thank you, Patrice, for clarifying the policies of the Board. I thought I had read all of the instructions but apparently missed this particular item.

Learner747 08-12-2011 06:28 AM

There is also a way to pay at the Postal Service which is called an "International Money Order". It will be converted to pounds or Euros. Here in the States one goes to a large post office and purchases one. It may be sent to you by Air Mail which will take 7-10 days or Int'l Express which takes 1-2 days. To assist you in how much to charge the customer, put it in a box and have your postal service weigh, assess insurance charge, and postage. This is how much to charge and have her purchase the money order for. Don't ship until you have received payment.

lynnsim 08-12-2011 06:29 AM

Mikki, I have been buying and selling on this site; buying since March, selling since May. I've used paypal for both buying and selling and have had no problems. When I sell something, I send my paypal ID and they send the money. I have been asked to invoice them; that is no problem either. (In the menu, there is a place to send money.) Once you do this the first time, you will see how easy it is. You can PM me if you need additional info.

butterflies5518 08-12-2011 07:03 AM

I use paypal as a buyer and complete the payment as a gift and do no incurr any fees. I also have a security on that account and in order to get beyond my initial password I have to have a 6 digit number issued via text message or voicemail.

patricej 08-12-2011 07:06 AM


Originally Posted by butterflies5518
I use paypal as a buyer and complete the payment as a gift and do no incurr any fees. I also have a security on that account and in order to get beyond my initial password I have to have a 6 digit number issued via text message or voicemail.

do not use the gift option when buying things advertised here in our thrift shop/classifieds. you lose the protections PayPal offers when we properly identify the payments as being for goods or services.

butterflies5518 08-12-2011 07:07 AM


Originally Posted by PatriceJ

Originally Posted by butterflies5518
I use paypal as a buyer and complete the payment as a gift and do no incurr any fees. I also have a security on that account and in order to get beyond my initial password I have to have a 6 digit number issued via text message or voicemail.

do not use the gift option when buying things advertised here in our thrift shop/classifieds. you lose the protections PayPal offers when we properly identify the payments as being for goods or services.

Thank you until I reread some of the posting was not aware of this, thanks again.

joyce888 08-12-2011 07:07 AM

I've had nothing but good experience selling on QB. PayPal isn't hard to set-up and I find it easier to use for pmts. Also shipping overseas is easy using flat rate envelopes. I just have everyone send PM with first come first serve.

sall 08-12-2011 08:01 AM

I live in Uk, and have bought from this board. I have always used Paypal without any problem.

jpthequilter 08-12-2011 02:28 PM

If you go to any nationaly affiliated bank, they can issue you a cashiers check in pounds - english currency. You can pay in cash. They will convert it.
Ask to see a bank officer. Not everybody who works in a bank will know how to do this... but somebody will know!

If you get a check in pounds, the same person will know how to convert it and cash your check. There may be a delay...depending on how fast they can verify it.


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