Will you admit to any one of these descriptions?
#13
Super Member
Join Date: Oct 2012
Location: Twin Cities, MN
Posts: 2,489
I am cost conscious! I like a good bargain, and love using coupons. Based on my family experience, cheap and miserly drive me up a wall. One of my brothers is so cheap he squeaks, and it is embarrassing to be with him in public. If there is a free sample/give-away, he wants a dozen, and wants me to grab a dozen more! My other brother just won't part with a nickel unless he's going to get change back. Both are well off financially, but would rather someone else pay!! Like Robin said...be prepared for that rainy day!
#15
None of the above describes me. I need to watch my spending closer. I really don't buy anything I don't want or need. I just to think about it more to make sure I really want it.
Oh well, you can take it with you. If you don't spend it someone else will.
Oh well, you can take it with you. If you don't spend it someone else will.
#16
Super Member
Join Date: Nov 2011
Location: Central Florida
Posts: 1,472
I would say I am frugal. I buy during good sales over 30% off, & I buy from thrift shops & GoodWill. Most of my purchases come to $30.00-$50.00. It helps that my DH's hobbies are more expensive than mine by a lot. He knows me well enough to know that I am careful about prices & he buys me surprises from time to time, so he's aware of the prices out there. If I want something big, I save for it & I saved half the money for my NX2000 sewing machine before my DH knew what I was planning! He put in the rest so I could have it that Christmas!! He's a real keeper!! :-)
#17
Super Member
Join Date: Feb 2014
Location: Davenport, Iowa
Posts: 3,778
My late sister Harriet was the cheap one in the family...she could squeeze 50 cents out of a buffalo nickle, and if she could convenience me to buy something for her that was the icing on her cake. I miss her so much.
But as to me, if it's something that makes my quilting easier such as templates or thread cones, or a dozen rotary blades I buy it. Sure, I have debt on my credit cards, but the payments are always made a week or two ahead of time and always double or more what my minimum payment calls for. Now I want a long-arm machine so bad I can taste it, so I'll check the internet for best prices. Maybe I'm frugal and extravagent!
But as to me, if it's something that makes my quilting easier such as templates or thread cones, or a dozen rotary blades I buy it. Sure, I have debt on my credit cards, but the payments are always made a week or two ahead of time and always double or more what my minimum payment calls for. Now I want a long-arm machine so bad I can taste it, so I'll check the internet for best prices. Maybe I'm frugal and extravagent!
#19
I'm somewhere around frugal and cost-conscious.
I drive older vehicles, both have over 200k miles, one is peeling paint horribly and has started to rust. I pull up at work and park between shiny new cars. But, it's paid for, has been so reliable, and I just don't need/want to spend money on something shiny right now (even though it is tempting to drive something shiny sometimes). I don't get it painted because of the fear that the moment I put money into something cosmetic, it will die.
I make my food mostly from scratch. I do most of my own repairs (furnace, water heater, clothing, etc, etc).
However, I do spend money, I just prioritize and spend on things that are more important to me. Being a big saver, I have managed to do a lot of things most peers have not. I bought my first house when I was 19, I go on European vacations (longest so far was a five week trip two years ago), and I buy the good cheese (but still usually at a discount!). I hear a lot of "I wish I could afford that", but it's usually from someone with the nicer car, the nicer house, and the expensive restaurant habit. Of course, even when I travel I try to do so frugally, taking advantage of coupons, discounts, and other ways to save while still enjoying myself.
I also won't sacrifice certain things just to save a little money. I don't buy used shoes (not good for your feet). I will spend a little more on quality when it makes sense. I recently splurged on a portable dishwasher and wish I would have done it years ago!
I drive older vehicles, both have over 200k miles, one is peeling paint horribly and has started to rust. I pull up at work and park between shiny new cars. But, it's paid for, has been so reliable, and I just don't need/want to spend money on something shiny right now (even though it is tempting to drive something shiny sometimes). I don't get it painted because of the fear that the moment I put money into something cosmetic, it will die.
I make my food mostly from scratch. I do most of my own repairs (furnace, water heater, clothing, etc, etc).
However, I do spend money, I just prioritize and spend on things that are more important to me. Being a big saver, I have managed to do a lot of things most peers have not. I bought my first house when I was 19, I go on European vacations (longest so far was a five week trip two years ago), and I buy the good cheese (but still usually at a discount!). I hear a lot of "I wish I could afford that", but it's usually from someone with the nicer car, the nicer house, and the expensive restaurant habit. Of course, even when I travel I try to do so frugally, taking advantage of coupons, discounts, and other ways to save while still enjoying myself.
I also won't sacrifice certain things just to save a little money. I don't buy used shoes (not good for your feet). I will spend a little more on quality when it makes sense. I recently splurged on a portable dishwasher and wish I would have done it years ago!
#20
Power Poster
Join Date: Jan 2011
Location: Southern USA
Posts: 15,912
I'm only cost conscience if it means more then I have to spend. I was raised to never say I can't afford that or say That is too expensive. I have thought those phrases many times but never said them. When I go shopping I know what my spendable income is for the month.
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