Will you admit to any one of these descriptions?
08-16-2017, 08:55 AM
#21
Super Member
Join Date: Jan 2016
Location: West Bend, WI
Posts: 2,229
I agree, sewbiz. And I love the new pic!
Originally Posted by sewbizgirl
I don't think I'm penny-pinching or miserly, but all the other descriptions, Yes. But we are in good company.... Traditionally quilters were frugal. That's where all this beautiful scrappiness came from! 
08-16-2017, 09:12 AM
#22
Power Poster
Join Date: Mar 2013
Location: Corpus Christi, Tx.
Posts: 16,105
I prefer budget conscious. I always try to make sure the emergency fund stays strictly for that. an emergency. with hurricane season in progress and medical situations here and out of state with family, we never know when we will need to vacate for a time or two. I won't dip into that for sewing since ihave enough to get me by.
08-17-2017, 02:39 PM
#24
Super Member
Join Date: Jun 2017
Location: Central California
Posts: 1,270
I think I'm frugal and cost conscious about most things. I'm always looking for a bargain and buying things on sale!! But I do tend to be extravagant with my daughter and gift giving. I love to help others.
08-17-2017, 02:44 PM
#26
Super Member
Join Date: Jul 2013
Location: Houston, TX
Posts: 9,515
Originally Posted by Jingle
None of the above describes me. I need to watch my spending closer. I really don't buy anything I don't want or need. I just to think about it more to make sure I really want it.
Oh well, you can take it with you. If you don't spend it someone else will.
Oh well, you can take it with you. If you don't spend it someone else will.
I have no children so the people who benefit from my death will be getting an unexpected gift.
08-17-2017, 03:33 PM
#27
Super Member
Join Date: Sep 2010
Location: Myrtle Beach, SC
Posts: 8,095
Definitely inherited the 'cheap" gene, and learned it's usefulness when my first marriage ended and I had two kids to support. My two children from the first marriage did not inherit it. I tried to teach them but they just don't get it. My DH is tighter with a dollar than I am, and our daughter seems to have inherited the "cheap" gene but has a different idea what she thinks is worth paying for than either of us do.
One of my mottos is that a dollar in my pocket is worth far more to me than that same dollar in a cash register. Even so, I am not excessive about it. And the grands are here for me to spoil, so I do. Even so, I make sure they see me put change in a 'money jar' for our summer fun, so they know that it isn't because we are rolling in money.
Now that I am in my "wonder years" (you know, wondering how I will get out of bed, get to the bathroom on time, finish anything, how I ever got anything done when I worked, etc.) I am loosening the purse strings. After all, caskets don't come with ATMs...
One of my mottos is that a dollar in my pocket is worth far more to me than that same dollar in a cash register. Even so, I am not excessive about it. And the grands are here for me to spoil, so I do. Even so, I make sure they see me put change in a 'money jar' for our summer fun, so they know that it isn't because we are rolling in money.
Now that I am in my "wonder years" (you know, wondering how I will get out of bed, get to the bathroom on time, finish anything, how I ever got anything done when I worked, etc.) I am loosening the purse strings. After all, caskets don't come with ATMs...
08-17-2017, 03:46 PM
#28
Super Member
Join Date: Sep 2010
Location: Myrtle Beach, SC
Posts: 8,095
Those little luxuries like Starbuck tend to suck money out of the wallet. I have suggested to young people who are 'broke' that they bring their lunch to work instead of spending $5 to $10+ for lunch. A few see the point - having some money to save, but most look at me like I have two heads. Also have suggested when their car is completely paid off. they keep making the payment - into their savings account! Get a raise? Put the increase in take home into savings . Why? Because they were living without that money before they got the raise, so they can continue to live without it -unless they were truly scraping by.
08-17-2017, 03:50 PM
#29
Super Member
Join Date: Oct 2012
Posts: 1,132
Originally Posted by bearisgray
Frugal, cheap, cost-conscious, penny-pinching, miserly -
I prefer to think of myself as being "cost-conscious" -
To me, that means I am willing to spend (time, money, effort) on something, if it is worth it to me. It also means that I am "aware" of the cost of having or doing something.
Of course, that is another of those hard-won awarenesses!
I prefer to think of myself as being "cost-conscious" -
To me, that means I am willing to spend (time, money, effort) on something, if it is worth it to me. It also means that I am "aware" of the cost of having or doing something.
Of course, that is another of those hard-won awarenesses!
08-24-2017, 05:01 AM
#30
Senior Member
Join Date: Apr 2012
Location: Maryland
Posts: 314
Originally Posted by cashs_mom
I consider myself "cost conscious" I don't mind spending money, but I don't like wasting it. If its something I want and know I can afford it, I'm not opposed to buying it. But it does have to give me good value (which can be in many forms).
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