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Thread: Hancock Fabrics

  1. #1
    Junior Member Cresha's Avatar
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    My sister, who lives in St. Louis, just called me and said not to order fabrick from Hancocks USING A DEBIT CARD. She said that someone gets the account number and the pin number and is cleaning out their bank accounts. I myself haven't heard this but she said it is on the news there.

  2. #2
    Super Member Pzazz's Avatar
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    My hubby deals a lot with IT stuff. His recommendation is to NOT buy ANYTHING online with a debit card. Once a merchant has your number, they can keep charging you for something, (like the ACAI scam) because a debit card is an extension of your bank account. So...if you are buying online, use a credit card, as it is much easier to stop unwanted payments. (I work in a credit Union, so I know first hand he is right. )

    Patti

  3. #3
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    Thanks for the heads up. I haven't had troubles so far but my debit is also a credit card. Not sure of difference, but so far I'm doing ok

  4. #4
    Super Member ghostrider's Avatar
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    Are you talking about Hancocks, the chain store, or Hancock's of Paducah? Thanks.

  5. #5
    Community Manager PatriceJ's Avatar
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    let's don't assume that buying from this merchant is unsafe. and let's be careful to not smear the whole business because of one thieving employee out of hundreds or thousands.

    if it's true, then management already knows about it AND will take steps to prevent it happening again.


  6. #6
    Junior Member Cresha's Avatar
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    I didn't mean to smear Hancock's. And I didn't even say it was an employee because I don't that. I was only trying to prevent some one from losing their hard earned money. I am sure Hancock's is taking care of it.

  7. #7
    Junior Member rndelling's Avatar
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    I too live in the St. Louis area and they are talking about local Hancock stores in St. Louis, St. Louis County and the metro east. They haven't mentioned anything about ordering online.

  8. #8
    Super Member shaverg's Avatar
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    Here is the article. It seems to be local and not online shopping. If the site online is secure you should be ok.

    http://www.wsaw.com/home/headlines/64449227.html

  9. #9
    Power Poster BellaBoo's Avatar
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    Thanks for the heads up! Any place of business might have a sorry employee at some time or another. Local Walmart had one that was faking gift card amounts, one hospital employee in billing was stealing credit card numbers, one restaurant employee was making double copies of credit card receipts. It's important to pay attention to what is happening elsewhere so you can be on guard everywhere.

  10. #10
    Super Member Lisa_wanna_b_quilter's Avatar
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    Quote Originally Posted by rndelling
    I too live in the St. Louis area and they are talking about local Hancock stores in St. Louis, St. Louis County and the metro east. They haven't mentioned anything about ordering online.
    Yep, I'm close enough to St. Louis to listen to their news stations and I gather it's a local problem. I believe it is on specific store in the greater St. Louis area.

  11. #11
    Junior Member rndelling's Avatar
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    Where is your cornfield in IL, Lisa? lol I'm in Carlyle.

  12. #12
    Super Member Lisa_wanna_b_quilter's Avatar
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    Rndelling, I'm just up the road a bit from you in the great Hillsboro metropolitan area. What a hoot to think of Hillsboro having a metropolitan area! :)

  13. #13
    Super Member Marcia's Avatar
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    Quote Originally Posted by Bevanger
    Thanks for the heads up. I haven't had troubles so far but my debit is also a credit card. Not sure of difference, but so far I'm doing ok
    Bev, the fact that you can use your debit card as a credit card does not make any difference. That card is still linked directly to your checking account, and someone with that number can play havoc with your money. So, your best bet is to not use your debit/credit card online.

  14. #14
    Junior Member rndelling's Avatar
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    I'm pretty sure Hillsboro is bigger than Carlyle. If Hillsboro is a suburb of Litchfield it's definitely bigger.

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    hey i am just down the road (( a bit )) from you !! i am in Springfield

  16. #16
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    this problem is happening everywhere i went shopping the other day and used my JO ann credit card by the time i got home they were on the phone asking me were i had used the card that day because there was a .10 charge that was made and it brought up a red flag i told them i didnt buy anything for ,10 so they closed out my account and issued me a new card with differant numbers they said some people try to charge a .10 or small amount on your card and if it goes thru they increase it thinkiing there is a larger limit and no one notices it so then one day they would go crazy shopping on your card the company that charged me .10 was not even from this country !!!! glad the credit card company was watching my transactions

  17. #17
    Junior Member rndelling's Avatar
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    Not too far. I don't get to Springfield often but do want to go to the Lincoln Museum sometime soon.

  18. #18
    cjc
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    Junior Member cjc's Avatar
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    When you order online and use your debit card as a credit card, you have the same protection as you would with a credit card. If you use your PIN, using it as a debit card, you do not have that protection. They figure that noone is suppose to have your PIN.

  19. #19
    Super Member Pzazz's Avatar
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    Quote Originally Posted by cjc
    When you order online and use your debit card as a credit card, you have the same protection as you would with a credit card. If you use your PIN, using it as a debit card, you do not have that protection. They figure that noone is suppose to have your PIN.
    Actually, you dont' have the same protection. With a credit card, if you call them and ask to have a certain transaction stopped, or blocked, that is usually the end of it. With a debit card, the bank can't stop the incoming transaction, so even tho' they can "usually" return it, you will often end up with a bank charge. Plus, the banks sometimes can't return the charge, so you then end up fighting the bank as well as the ongoing debit charge that you are trying to stop. Also with a debit card, you dont' have the regulatory protections that go with a credit card. Having said all that, if you know and trust where you plan to use a debit card, go ahead. "Most" online retailers are honest, but as anywhere else, you will always find one or two bad apples. :( Just be wary, and be as safe as you can when shopping online.

    Patti

  20. #20
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    I had the same problem here in Albany, New York. But I used the card at a local Hannaford supermarket. There were several transactions overseas and they got quite a bit of money. The bank did refund everything but it took over 3 weeks to get everything back to normal again. The bank told me to only use the debit card at bank ATM's and NOWHERE ELSE! It could have happened online or in any store.

  21. #21
    Super Member missgigglewings's Avatar
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    OK guys...I was born and raised in Mattoon and went to Eastern illinois University for 2 years!

    What a small world! :D

    Peace and Prayers

  22. #22
    tooMuchFabric's Avatar
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    Wouldn't reccommend buying anything on internet with debit card - it's a direct pipeline to your cash. Definitely use a credit card, that way there is a company on your side standing in between you and crooks!

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