Go Back  Quiltingboard Forums > Main
Insuring Quilts >

Insuring Quilts

Insuring Quilts

Old 07-21-2010, 10:34 AM
  #1  
Member
Thread Starter
 
laurieaaron's Avatar
 
Join Date: Jul 2010
Location: Wisconsin
Posts: 18
Default

Is anyone aware of another way to insure quilts besides adding them to your homeowners insurance? Thank you.

Laurie
laurieaaron is offline  
Old 07-21-2010, 11:15 AM
  #2  
Super Member
 
justwannaquilt's Avatar
 
Join Date: Aug 2009
Location: Union, Missouri
Posts: 1,542
Default

An insurance agent I am not, but if you are talking about antique quilts can't you insure them like you would insure any other antique? I assume you would have to have it apraised, and then talk to the insurance co. about it from there.


Bad thing is Insurance Companies can not insure sentimental value.
justwannaquilt is offline  
Old 07-21-2010, 07:25 PM
  #3  
JT
Junior Member
 
Join Date: May 2010
Location: Iowa
Posts: 288
Default

We just talked about this the other night at our quilter's guild. It must be appraised by a certified quilt appraiser, you get a certificate and take to your insurer.
JT is offline  
Old 07-22-2010, 04:24 AM
  #4  
Power Poster
 
Join Date: Feb 2009
Location: Northern Michigan
Posts: 12,610
Default

my insurance agent told me to make sure i had a written appraisal for my quilt then it will be covered, but if you just claim a quilt after a loss with no appraisal they will only allow what ever the policy limits are for bedding, figuring you could go to JC PENNY"S and replace it...most only allow up to $50 so, if you have a nice (expensive) quilt you need that appraisal! if you have a number of them you can take in your appraisals and insure them separatly but most homeowner/renter content policies are adaquate coverage as long as you have the documentation to prove your claim
ckcowl is online now  
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Peckish
Links and Resources
2
01-17-2017 02:22 PM
QuiltnNan
Links and Resources
2
11-16-2011 04:32 AM
sandy lewis
Main
2
09-22-2010 10:21 AM
Rachel
Main
19
07-27-2010 12:20 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


FREE Quilting Newsletter


SEO by vBSEO ©2011, Crawlability, Inc.