Welcome to the Quilting Board!

Already a member? Login above
loginabove
OR
To post questions, help other quilters and reduce advertising (like the one on your left), join our quilting community. It's free!

Results 1 to 18 of 18

Thread: Anybody have any experience with a prepaid Visa or Mastercard by Greendot?

  1. #1
    Super Member
    Join Date
    Jul 2011
    Location
    N. Florida
    Posts
    4,609
    Blog Entries
    45

    Anybody have any experience with a prepaid Visa or Mastercard by Greendot?

    I bought a GreenDot Visa card for my vacation next month. I'm planning on using it for restaurants, gas and small purchases so my real debit card information isn't floating out there. I had my debit card information stolen a couple of years ago using it at a gas station in my town, they cleaned out my checking account and my overdraft money. That was really scary. Anyway, I just loaded $30.00 on the card to see how that worked and that was pretty painless, but when I try to register the card on the GreenDot website to create an account with it, the website keeps telling me I have an invalid account number. I'm going to wait 24 hours and try again.


    Anybody else have any experience with these cards?

  2. #2
    Power Poster nativetexan's Avatar
    Join Date
    Feb 2009
    Location
    home again, after 27 yrs!
    Posts
    15,806
    Blog Entries
    2
    hmmm, i've not heard of greendot. i bought an american express gift card at the Post office and thought my granddtr might have trouble using it but she didn't. i had master card or visa gift cards that were given to me and tried to use them at a recent Quilt show but they would not take them, grrrrr. i finally spent them elsewhere.
    good luck. does greendot have an 800 number?

  3. #3
    Super Member Happy Linda's Avatar
    Join Date
    Jan 2011
    Location
    Port Ludlow, WA
    Posts
    1,384
    Blog Entries
    5
    Sorry I've never used one.
    Linda

  4. #4
    Super Member
    Join Date
    Jul 2011
    Location
    N. Florida
    Posts
    4,609
    Blog Entries
    45
    Quote Originally Posted by nativetexan View Post
    hmmm, i've not heard of greendot. i bought an american express gift card at the Post office and thought my granddtr might have trouble using it but she didn't. i had master card or visa gift cards that were given to me and tried to use them at a recent Quilt show but they would not take them, grrrrr. i finally spent them elsewhere.
    good luck. does greendot have an 800 number?
    Yes, I will be calling that tomorrow if I can't get it registered on the website.

  5. #5
    Super Member
    Join Date
    Dec 2010
    Location
    Norfolk, VA
    Posts
    4,984
    Blog Entries
    1
    I haven't heard of them. Our local new did a story this past Christmas and said that when you buy debit cards to always ask for the ones from behind the register and not pull them from the shelves. Thieves come along and have scanning devices and scan the bar codes and keep checking the #s on line and when they are activated; they take the money from them. I made sure I let my friends who get debit cards for presents all know. There should be a phone # on the back of card to call or take it back to store.

    Wouldn't it be easier to open a small account with your bank with a debit/visia card. It's more secure and you can transfer money between accounts as needed. When you come back home you can close the small account. Plus some banks have their own debit cards too.
    Last edited by romanojg; 06-06-2012 at 06:55 AM.
    Judy

  6. #6
    Super Member crafty pat's Avatar
    Join Date
    Sep 2010
    Location
    Live Oak, Texas
    Posts
    5,730
    I have not heard of that one. I do know more and more stores will not take the Visa and Master card gift cards, I don't understand why.

  7. #7
    Super Member ptquilts's Avatar
    Join Date
    Jun 2010
    Location
    Vermont
    Posts
    5,918
    I don't use them or debit cards, just credit cards. They will go to bat for you if there is a problem. I had my CC info stolen on a trip once, when I got home, the CC company called me to ask if I had bought $800 worth of videos at XYZ store - I said I hadn't, they said they would take care of it and don't worry about it.
    I had only used that card once, at a gas station in KY, so they probably had an easy time finding the thieves.

  8. #8
    Junior Member
    Join Date
    Jul 2010
    Location
    Kingsland, tx
    Posts
    234
    I used the greendot to pay a bill, I had no problems at all. With the prepaid Visa and AE I give them as gifts. In all of them make sure you register them. 3 of my children did and had no problems, 1 did not and it kept denying it. I think your idea for using it on a trp is great. Have fun!!

  9. #9
    Super Member jitkaau's Avatar
    Join Date
    Aug 2010
    Location
    Australia
    Posts
    4,119
    I use the Visa Cards all of the time - for internet purchases and travelling- for the exact reason that you specified,as that is all the money the thieves can get. I think the only reason you need to go on line is to check balances, and as each check costs a dollar here, I don't bother.You can easily keep track yourself. I've not had any problems other than trying to register as you did and getting the same response. Hope you fare better.

  10. #10
    Member
    Join Date
    Jan 2012
    Location
    Richmond, KS
    Posts
    77
    I got two so I could send my son some money. I didn't have any trouble using them. The only problem you might have is if you don't use all the money on the card. You can not get any money back on them. You have to use them up. When traveling you need to remember when you use the card at gas stations, if you don't use that particular gas station and they ask for your zip code they are actually asking the card to hold $75 to $100 deposit until your funds come through.

  11. #11
    Super Member
    Join Date
    Jan 2012
    Location
    The Colony, TX
    Posts
    3,364
    A lot of the cards, I know the MC & VISA Gift Cards don't work at Gas Stations or if they do like jk5602 said they hold deposit not sure how long but know it is past the time that you cut off the gas and get on your way. Thinking it might be like a couple of days

  12. #12
    Senior Member
    Join Date
    Nov 2011
    Location
    Any place I can sew
    Posts
    441
    Blog Entries
    2
    Quote Originally Posted by annthreecats View Post
    I bought a GreenDot Visa card for my vacation next month. I'm planning on using it for restaurants, gas and small purchases so my real debit card information isn't floating out there. I had my debit card information stolen a couple of years ago using it at a gas station in my town, they cleaned out my checking account and my overdraft money. That was really scary. Anyway, I just loaded $30.00 on the card to see how that worked and that was pretty painless, but when I try to register the card on the GreenDot website to create an account with it, the website keeps telling me I have an invalid account number. I'm going to wait 24 hours and try again.


    Anybody else have any experience with these cards?
    You need to take the card and the receipt back to the place you got it at - then make sure THEY (the store - customer service or store manager), need to activate it!!! If the person who sold it to you did not do ALL of the steps that the store should do - your card will NOT work. Good luck!

  13. #13
    Senior Member
    Join Date
    Jan 2011
    Posts
    527
    Son uses it all the time. No trouble.

  14. #14
    Super Member
    Join Date
    Jan 2011
    Location
    Melbourne, Florida
    Posts
    1,118
    I don't have a Green Dot but what I did was to open a checking account with a maximum balance of $500. I use this card to purchase items from the internet. I replenish whenever it runs low from my regular checking account. It was funny when I set it up the bank personnel nicknamed it "Internet". I don't pay any fees for low balances or any other type of fees.
    Carmen E.

  15. #15
    Senior Member
    Join Date
    Dec 2010
    Location
    Southeast Michigan
    Posts
    340
    I only tried to use a pre-paid card one time -- loaded on enough for my vacation, but didn't use the last $20 or so. Of course, after a year and a half I couldn't remember the pin or where I had moved it when I moved into my new room, so I couldn't add to it or gain the benefit of the reloading it.

    I find credit cards are the best -- there is a legal $50 limit that can be charged to you in case it is stolen or scanned by someone too lazy to work. I can handle that and don't have to worry about remembering a pin, etc.

  16. #16
    Super Member
    Join Date
    Jul 2011
    Location
    N. Florida
    Posts
    4,609
    Blog Entries
    45
    I continue to have trouble registering the two GreenDot cards I signed up for. GreenDot told me to call the customer service 800 number to get them registered, but I was hoping to do it all on line. I looked at reviews of the company after I signed up for the cards and their customer service is not getting high marks. So, I have decided to cancel these cards as soon as I get them in the mail. I'm really disappointed because I thought this would be an easy way to keep my real debit card in my wallet, but it's not working as smoothly as I need it to and I'm not going to spend a lot of time on this. I am going to check out the Walmart card next week in the store. Thinking the Walmart card might work better since I can always go to the store with any problems.

  17. #17
    Super Member OHSue's Avatar
    Join Date
    May 2009
    Location
    Ohio
    Posts
    1,415
    I have given and used prepaid cards and never had a problem. But what I did learn is that if you try to.use it for greater than the amount it will just come up as denied instead of showing an additional amount due.

  18. #18
    T.
    T. is offline
    Senior Member T.'s Avatar
    Join Date
    Mar 2011
    Location
    Northern CA
    Posts
    411
    I have been looking for a pre-paid card as well. today I looked at the card offered by CapitalOne, and it sounded pretty good. Most cards charge a monthly fee, but the CapitalOne card does not charge a monthly maintenace fee, as long as you reload it (direct deposit), with $ 500.00 every month. I think I may try this one, at least it's a better known bank. Here is the link to it if you want more information: http://www.capitalone.com/prepaid-ca...4_02_T_PCMFEES

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

SEO by vBSEO ©2011, Crawlability, Inc.