Another SCAM
#1
Power Poster
Thread Starter
Join Date: Jun 2011
Location: Southern California
Posts: 19,127
Another SCAM
I was looking over my credit card statement and noticed there was a charge for $7.99 from Netflix. That surprised me since I closed out that account over 2 years ago. I asked the CC company why the 4 digit number was different then my current 4 digit number but never got an answer to my question. They mailed me out another card. But this kept churning in my mind. Next day I called the credit card company again and low and behold, they told me it was a discontinued card that was replaced for unknown security reasons that they would not disclose. Then why did they accept the old discontinued card years later?? I called Netflix and they immediately cancelled the account and refunded the fraudulent charges. So beware, your old cancelled or closed account are out there with old CC numbers just waiting to be hacked.
#3
Power Poster
Join Date: Mar 2013
Location: Corpus Christi, Tx.
Posts: 16,105
#4
my Discover card company lets Memory lane (Classmates) put a chrg on yearly. To my new number too. Even though I closed this account several times over the last five years. 59.00 chrg, I would get $11.00+ refund from Memory Lane. even though i complained immediately. They all do it. so much for credit card companies keeping an eye out for us.
#6
Super Member
Join Date: Aug 2010
Location: Piedmont Virginia in the Foothills of the Blue Ridge Mtns.
Posts: 8,562
Go to your bank which issued your card, not the CC company, each time this happens and let THEM initiate a fraud report. THEY will call the offending company and quickly make it right. You don't have to.
Jan in VA
Jan in VA
#7
Super Member
Join Date: Jul 2013
Location: Houston, TX
Posts: 9,714
I've never had a problem with that with either Discover, Chase or Bank of America. I just call them and report a fraudulent charge and they take care of it. Calling the vendor who has already charged something fraudulently to your card is probably not going to help. Reporting the fraud to the credit card company will get their attention. If they don't fix it, tell you want to close the card. There are tons of credit card companies out there that would love to give you a card.
#8
Super Member
Join Date: Nov 2010
Location: Florida
Posts: 1,611
Our bank catches fraudulent charges on our credit card very efficiently. They notify us right away. It has happened twice in the past two years. The first time someone used our number in California at Burlington Coat Factory and a few other places. We live in Florida The second time it was the Home Depot thing.
Another time, they called us at 11:00 at night to check to see if we had used our card that evening. I had bought a very expensive computer and printer and a pair of jeans. The bank wasn't used to seeing such large amounts on our cards. I thanked them and assured them that we had made the purchases. I had to tell the representative what we had bought.
Another time, they called us at 11:00 at night to check to see if we had used our card that evening. I had bought a very expensive computer and printer and a pair of jeans. The bank wasn't used to seeing such large amounts on our cards. I thanked them and assured them that we had made the purchases. I had to tell the representative what we had bought.
#9
Junior Member
Join Date: Feb 2014
Location: Anthony, TX
Posts: 259
Our bank catches fraudulent charges on our credit card very efficiently. They notify us right away. It has happened twice in the past two years. The first time someone used our number in California at Burlington Coat Factory and a few other places. We live in Florida The second time it was the Home Depot thing.
Another time, they called us at 11:00 at night to check to see if we had used our card that evening. I had bought a very expensive computer and printer and a pair of jeans. The bank wasn't used to seeing such large amounts on our cards. I thanked them and assured them that we had made the purchases. I had to tell the representative what we had bought.
Another time, they called us at 11:00 at night to check to see if we had used our card that evening. I had bought a very expensive computer and printer and a pair of jeans. The bank wasn't used to seeing such large amounts on our cards. I thanked them and assured them that we had made the purchases. I had to tell the representative what we had bought.
#10
Super Member
Join Date: Jan 2007
Location: western arkansas
Posts: 2,077
If I have a large purchase to make or go out of town and use my card, I learned to call the cc company and let them know in advance and make a note on my account. I made a purchase in another state and they put a hold on my account. That is when I learned to call them first.
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