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Thread: Signing loan papers today

  1. #1
    Super Member pittsburgpam's Avatar
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    There is finally light at the end of the tunnel after all the back and forth about buying a retirement home! I wish I could move there now but it would be way too far for me to commute to work. One more reason to look forward to retirement... a bedroom downstairs with hardwood floors for a sewing room!
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  2. #2
    Moderator sharon b's Avatar
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    You got the house ?
    CONGRATS !!!!!!
    How long til retirement ????

  3. #3
    Senior Member pstoner's Avatar
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    So Neat! Wish I could retire, and have a retirement home...sigh..someday maybe. But congrats to you.

  4. #4
    Super Member irishrose's Avatar
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    Congratulations! How perfect for retirement.

  5. #5
    Super Member sewmuchmore's Avatar
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    Awesome, you have a beautiful home waiting for you. I think this is the best Christmas gift ever.
    :thumbup: :thumbup: :P :P

  6. #6
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    First thing to do..change ALL the locks, and have a security firm that you trust come in and advise you on what to do that won't cost an arm and a leg. Then have another one from further away if you know any and have him give you ideas. This was suggested to one of my family by another family member who was a cop.
    But change ALL the locks between each renter, always.

  7. #7
    Super Member Murphy's Avatar
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    Yippee. Beautiful things should come out of this magical place. Pics, pics, pics. Congratulations.

  8. #8
    Super Member AlwaysQuilting's Avatar
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    Congratulations!
    Can I get out of this snowy cold and rent it till you're ready? :)

  9. #9
    Super Member deltadawn's Avatar
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    Congratulations on getting your home.

  10. #10
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    Congratulations, Pam. It looks like you found yourself a very nice retirement house.

  11. #11
    Super Member pittsburgpam's Avatar
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    Retirement is in 8 more years if I take it early at age 55. I work in the mortgage industry and at the same company for 17 years. They've had several rounds of layoffs and I decided to do this now... just in case. House prices are low and the payments are only $469 + taxes & insurance. I couldn't even rent a small apartment for that! Even in the less expensive area this house is in. Since it is considered an investment, my lender required an appraisal that included an income analysis. The rent is estimated to be $1100 per month.

    I'm pretty sure that even if I had to retire right now, or lost my job, that I could afford this house on my current pension amount that I've accumulated. In 8 more years I'm certain of it.

  12. #12
    Super Member amandasgramma's Avatar
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    beautiful!!!! And good move for planning for retirement!!!

  13. #13
    Senior Member Momof3Es's Avatar
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    That looks like a great house! You could use it as a summer house for now until you retire!!

  14. #14
    Super Member raptureready's Avatar
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    That's so cool! Since I worked for the U of I, I was able to retire with 30 years in at the ripe old age of 51. I retired the year my dd started first grade.

  15. #15
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    Congratulations!!!

  16. #16
    Super Member pittsburgpam's Avatar
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    MAN!!! Retiring when your DD was so young must have been wonderful!! I will have 25 years in at the age of 55.

  17. #17
    Senior Member quiltstodo's Avatar
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    Beautiful Home. Where in California were you able to find those prices? We've had to look in Texas to get those kind of prices. Congrats on a great deal.

  18. #18
    Power Poster CarrieAnne's Avatar
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    Congrats!

  19. #19
    Power Poster amma's Avatar
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    Congratulations! :D:D:D

  20. #20
    Super Member redquilter's Avatar
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    What a sweet house. Congratulations.

  21. #21
    Super Member pittsburgpam's Avatar
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    It's in Stockton near UOP. It was a great price at $115k. It wasn't usual to find a house in such good shape for the price but they kept lowering it. I was lucky to get it. My agent told me today, "You know how many people ask me about this house?" and another of her clients really wants it, says to contact him if my deal doesn't go through.

    The neighborhood is very quaint and old fashioned, the houses look like little gingerbread houses and cottages, huge old trees overhanging the streets.

  22. #22
    Super Member Shemjo's Avatar
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    Congratulations!

  23. #23
    Senior Member quiltstodo's Avatar
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    Sounds like a great place and you really got a grate deal. Congrats again

  24. #24
    Cyn
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    Congrats!

  25. #25
    Super Member mommamac's Avatar
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    looks like a happy home - so smart to plan ahead & prepare for retirement years. I bet you were singing on the inside while you were signing on the outside!

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