Insuring my quilt
#11
I had one of my quilts appraised and then added a rider to my homeowners insurance for it. This quilt showed in 3 AQS shows and was shipped each time. I insured it when I shipped and to be able to insure it for what it is worth, I had to have an appraisal. My insurance agent was amazed at how much a quilt was worth. He had no idea the value of one. He told me the insurance company would allow about $30 for each quilt if one was damaged. We all know that would never begin to replace them.
#13
Power Poster
Join Date: May 2009
Location: NY
Posts: 10,590
Tell your insurance agent you need an "inland Marine" rider to insure the quilt while it is in transit and at shows. As far as the stipulations your carrier is putting on it regarding cases and special shipping containers, I have never heard of such a thing.
https://www.iii.org/article/understa...rine-insurance
https://www.iii.org/article/understa...rine-insurance
#14
My mom had very expensive glassware collection that she often shipped and displayed at shows. Hers were shipped in a cardboard box in another cardboard box with lots of bubble wrap and styrofoam peanuts to prevent breaking. Then once at the show she would set them up on a folding table in the display area. No case. Her insurance company was fine with this and I'm talking pieces that appraised at around $10,000. She went through Chubb Insurance. She did have a shelf to collapse in her case at home and damage a fairly expensive piece. She called them and they sent her a check - no adjustor, no picture, just sent her a check. They were also fantastic to work with after mom passed away and during the auction process.
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11-16-2011 04:32 AM