Yes have them pay for most of it up front. I have made a few things as well and they backed out of it and I still have it. I'm never good at pricing things either.

I would say $10 an hour is too low. That's not much more than minimum wage (at least here in Washington). Your time and talent are definitely worth more than that.
I also agree that you need to get the payment at the beginning. Of course, this means you will need to estimate how much time it will take you so you can say before hand.
Just don't sell yourself short.
The qult is beautiful, BTW.

I think the other ladies are right about the price or have the lady purchase her own materials. Please don't make it exactly like your sister-in-laws. I assume that one was made with love and you can't reproduce that for anyone else.Pointsettas would be nice. Course the date will always be differant.You can't charge full price for your time because most people won't pay an hourly rate.I always figure the cost of materials plus a set fee. Since I do most work for enjoyment anything I charge goes back into another project.Besides I'm not into crafting to get rich.

Since she's willing to pay almost any price -- how about $75-$100

Well I guess I am the cheap one on here.But I always charge what I have in fabric,batting and thread then double it.That way I can make another one and get my money back for the one I made.

I feel this world is just too greedy so if it is a friend I will even ask just for the cost of it or even just give it to them.
But then again... this is just me.

Even though I donate most of my wall hangings and lap quilts to nursing homes; and I can complete them usually in a weekend, and after considering the time and materials I charge at least $10 an hour for the larger quilts.

Did you hand embroidery or machine? Do we figure in the cost of our equipment? It costs $5 per letter to get lettering on anything. How many letters??

I had a woman outside my LQS beg to buy one of my twin size quilts. It cost me about $75 for materials and $175 to the longarm quilter. I pieced the back in a large black and white to match the front. "Hip Chicks" http://Kariepatch.com I spent hours on it I told her $400 - that was the end of that. I really don't think people have any idea what is involved in quality fabrics and time. When you can go to Walmart etc. and pay 20 bucks
I was told by people at my sewing machine shop to not sell a queen quilt for less than $800 so I gave it away.

Did you do the center by hand or is that machne? It is beautiful work. I agree with Dawn Marie, by the hour and materials. For sure over $50.00 (I would think) nice work

Several sites charge $20/hr. plus materials. This is for piecing, mending, altering, even clipping threads on the back of a top before long-arm quilting! If it makes you uneasy, think of what a hair dresser charges for cut & color. Here it's +/- $95 for an hour and a half!

I am so happy I live in MO my hairdresser charges 50.00 for color,cut,style!