When you got your longarm machine did you get additional homeowners insurance??

is the extra insurance for all the destruction caused when you throw things in frustration?.....lololol

I have it covered under my business insurance since I use it for the Quilter's Pantry business.

that is tooo funny

i dont have a business

no i didn't because my setup only cost $2000 and the existing policy would cover that loss.

if i spent $35,000 on a setup i certainly would have looked into it further.

Absolutely yes especially since my LA was $23,000 and my homeowners would have only covered $2,500 if something happend. Big difference there.

Be overly protective just in case,
Sherryl
Candlequilter

It may be already covered - check with your insurance agent.

Yes.

Definitely. Your agent will probably not understand your question when you tell him you want extra insurance for your sewing machine. But be persistent. I believe its called a rider on your policy. It names a specific item to be insured above and beyond your normal policy. Ive done it before for musical instruments. A policy that covers a "sewing machine" is not expecting to pay off on a $30,000 Statler!