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?? for longarmers

?? for longarmers

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Old 06-10-2011, 04:48 PM
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When you got your longarm machine did you get additional homeowners insurance??
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Old 06-10-2011, 04:59 PM
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is the extra insurance for all the destruction caused when you throw things in frustration?.....lololol
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Old 06-10-2011, 05:01 PM
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Originally Posted by sewwhat85
When you got your longarm machine did you get additional homeowners insurance??
I have it covered under my business insurance since I use it for the Quilter's Pantry business.
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Old 06-10-2011, 05:19 PM
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that is tooo funny
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Old 06-10-2011, 05:19 PM
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i dont have a business
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Old 06-10-2011, 05:22 PM
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no i didn't because my setup only cost $2000 and the existing policy would cover that loss.

if i spent $35,000 on a setup i certainly would have looked into it further.
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Old 06-10-2011, 06:25 PM
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Originally Posted by sewwhat85
When you got your longarm machine did you get additional homeowners insurance??
Absolutely yes especially since my LA was $23,000 and my homeowners would have only covered $2,500 if something happend. Big difference there.

Be overly protective just in case,
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Old 06-10-2011, 06:26 PM
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It may be already covered - check with your insurance agent.
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Old 06-10-2011, 06:31 PM
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Yes.
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Old 06-10-2011, 06:55 PM
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Definitely. Your agent will probably not understand your question when you tell him you want extra insurance for your sewing machine. But be persistent. I believe its called a rider on your policy. It names a specific item to be insured above and beyond your normal policy. Ive done it before for musical instruments. A policy that covers a "sewing machine" is not expecting to pay off on a $30,000 Statler!
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