?? for longarmers
#11
Super Member
Join Date: Jul 2009
Location: Small town south of Ottawa, Ontario
Posts: 1,692
Originally Posted by sewwhat85
When you got your longarm machine did you get additional homeowners insurance??
#13
Yes we did add on a rider to our original policy. And we added an est. for fabric, attachments, etc. So if I remember right, we added a $40,000 rider. The LA was right under $25,000. We also have a rider for my DH's guns and my jewelry. Our Homeowner policy with out the rider, would only cover up to a certain dollar amt of contents of the house.
#14
Power Poster
Join Date: Feb 2009
Location: Northern Michigan
Posts: 12,861
i checked with my agent- did not have to increase our insurance- but made sure it was included on the inventory list- with ALL DOCUMENTS showing the cost.
you should add to your inventory list any quilts-with documentation too- if you have a fire- the insurance will only allow you the cost of going to walmart and buying a blanket-for replacement- unless you have documentation that it is worth more than that..
when we bought our house my hubby made me sit down with our insurance agent- and go over the whole quilting (thing) with him- my investment--the (risks involved) of having other people's quilt tops in my home-for quilting--
it's a good idea- different insurance companies-and policies will have their own (answers)
you should add to your inventory list any quilts-with documentation too- if you have a fire- the insurance will only allow you the cost of going to walmart and buying a blanket-for replacement- unless you have documentation that it is worth more than that..
when we bought our house my hubby made me sit down with our insurance agent- and go over the whole quilting (thing) with him- my investment--the (risks involved) of having other people's quilt tops in my home-for quilting--
it's a good idea- different insurance companies-and policies will have their own (answers)
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06-24-2010 08:00 AM