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Thread: question about selling

  1. #1
    Senior Member Gabrielle's Mimi's Avatar
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    I have never sold anything on this board and am curious as to how one receives payment. I have a Bernina BSR that came with my Bernina 440, then I bought a 730 and it also came with a new BSR, so I have two. I'd like to sell one BSR, but am not sure how the payment works, especially on an expensive item. I want to believe that all of us are honorable people, but sometimes things can go wrong, and I don't want to lose that much money (retail, I believe is about $1,000). And it works the other way, too...the buyer will want to be sure that I am actually going to send it to her. If it were a $5 item I wouldn't care, but this is a big investment. Thanks for any advice you have.

  2. #2
    Super Member ptquilts's Avatar
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    you can either take a check/m.o, and wait for it to clear before shipping, or take Paypal and get the money instantly.

  3. #3
    Super Member feffertim's Avatar
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    sign up for paypal, it's really easy to do, and then you don't have to worry. Most people in this site have paypal, so if you want to buy anything then you will be all set. It's very secure and so easy to do.

  4. #4
    Super Member Candace's Avatar
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    Paypal is the safest method for both buyer and seller.

  5. #5
    Power Poster CarrieAnne's Avatar
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    I cant speak or everyone here, but I have never had a bad customer here. Always got paid, no bad checks, and always recieved items if I bought.
    I know some people will ONLY do paypal....maybe that is safer? I dont know anything about it. Good luck with selling!

  6. #6
    a regular here hazeljane's Avatar
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    Quote Originally Posted by Gabrielle's Mimi
    I have never sold anything on this board and am curious as to how one receives payment. I have a Bernina BSR that came with my first machine, then I bought a 730 and it also came with a new BSR, so I have two. I'd like to sell one BSR, but am not sure how the payment works, especially on an expensive item. I want to believe that all of us are honorable people, but sometimes things go wrong, and I don't want to lose that much money (retail, I believe is about $1,000). If it were a $5 item I wouldn't care, but this is a big investment. Thanks for any advice you have.
    If you do not have a Paypal account- I would create one. I would never buy anything that expensive online without using Paypal- it protects both parties. (You get your money, safely, before sending out product, and buyer has some recourse if the item is damaged, broken, etc.)

    Paypal does charge the seller a small fee, so take that into account in your price. Also, you can use Paypal to create a shipping label to ship your item. You are right, you don't want to lose that much money, and neither will the buyer. Paypal rules....

  7. #7
    Senior Member Gabrielle's Mimi's Avatar
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    Wow, thanks for all the speedy replies! The people on this QB are amazing!!!!

  8. #8
    Super Member Midwestmary's Avatar
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    Unfortunately there was a seller on this board last summer who did not keep her commitments to those who purchased from her. Paypal was my protection in receiving my money back - as you are able to file a claim through them, and in time, I did receive a full refund. I realize this is an isolated incident, but it did happen - and with that in mind, I would recommend going through Paypal - especially when you are talking a large sum of money.

  9. #9
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    paypal charges 3+ % plus 30 cents per transaction. So definitely keep that in mind when you sell. Because for a $1000 item you will pay roughly $35.00 in fees. Hope this helps. :-)
    Quote Originally Posted by hazeljane
    Quote Originally Posted by Gabrielle's Mimi
    I have never sold anything on this board and am curious as to how one receives payment. I have a Bernina BSR that came with my first machine, then I bought a 730 and it also came with a new BSR, so I have two. I'd like to sell one BSR, but am not sure how the payment works, especially on an expensive item. I want to believe that all of us are honorable people, but sometimes things go wrong, and I don't want to lose that much money (retail, I believe is about $1,000). If it were a $5 item I wouldn't care, but this is a big investment. Thanks for any advice you have.
    If you do not have a Paypal account- I would create one. I would never buy anything that expensive online without using Paypal- it protects both parties. (You get your money, safely, before sending out product, and buyer has some recourse if the item is damaged, broken, etc.)

    Paypal does charge the seller a small fee, so take that into account in your price. Also, you can use Paypal to create a shipping label to ship your item. You are right, you don't want to lose that much money, and neither will the buyer. Paypal rules....

  10. #10
    Mimito2's Avatar
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    I have taken paypal, check, money orders and IOU's. I have never been burned. I have this innate Faith in Quilters that they will do as they promise. Just my attitude :)

  11. #11
    Senior Member LovinMySoldier's Avatar
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    I prefer the using paypal. I would rather pay the fees and have the money instantly and securely. Much easier for all involved

  12. #12
    Super Member tuesy's Avatar
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    I agree with using PayPal as everyone here has stated. I would also when shipping your item, get delivery confirmation on it. It's 70 cents if I remember right and it protects you both. You and the seller can track it. So if someone says they didn't get it, then you can check the tracking number.
    Having that tracking number saved me from being burned..not by anyone here, but from a business.

  13. #13
    Power Poster Prism99's Avatar
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    I have a personal PayPal account and there are no fees charged for receiving money as long as it is not via credit card. If the payment is made from another PayPal account or bank account tied to PayPal, there is no fee.

    This is for personal accounts. Business accounts (or "upgraded" accounts) are charged for every transaction.

  14. #14
    Power Poster cjomomma's Avatar
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    If you only use paypal then you limit your selling of the item faster. I have paypal but do not use it much. Not everyone has paypal. I won't even look at the listings that say they only take paypal or say they will only use flat rate shipping.

  15. #15
    Super Member jdiane318's Avatar
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    I have just started selling items here just because of a more appreciative and understanding crowd, and a member taught me how to use Paypal and it was a simple process. It was hard watching all the books and fabrics and not knowing how to do things. I also check the personal section to not have to pay the fees. Then you can also transfer the money in your Paypal account to your bank if you want to. It takes a few days but it is well worth it.
    This has been a great forum to unload unused and unneeded items with the drama or hassle of ebay.

  16. #16
    Senior Member jtapp9's Avatar
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    My Paypal is a personal account and I've been charged fees everytime i have collected money for things sold on here. On a personal account there are different options for the "type" of funds a person is sending you. I don't remember exactly what those "types" are but I do believe one of the choices is gift...and that may be the one that is not charged a fee.

    If you send money and claim that it is paying for something, the person on the other end receiving the money, is charged a fee.

  17. #17
    Power Poster dkabasketlady's Avatar
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    Quote Originally Posted by jdiane318
    I have just started selling items here just because of a more appreciative and understanding crowd, and a member taught me how to use Paypal and it was a simple process. It was hard watching all the books and fabrics and not knowing how to do things. I also check the personal section to not have to pay the fees. Then you can also transfer the money in your Paypal account to your bank if you want to. It takes a few days but it is well worth it.
    This has been a great forum to unload unused and unneeded items with the drama or hassle of ebay.
    You also have to remember that this quilt board was NOT set up to just sell items!! It seems to me that some members have been using this board as a site to sell(JMHO). I do buy from people on here, but that's not why I'm on here. I'm here to LEARN new things and enjoy the comraderie of fellow quilters.

    Paypal is the best and most secure way to handle a transaction, but I've also never had a problem with a check from anyone on here yet.

  18. #18
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    I've learned how to use paypal since I joined the board too. I have it when I used ebay years ago, but wasn't really up-to-date on how to use it.

    It's nice to be able to do everything with the paypal "debit" card....I just got that!

    Since I don't have a printer at home to print postage labels, I go to the post office or my evening shipper and just use my paypal card to pay for the postage...saves time...otherwise I have to wait for the money to transfer to my bank account. A transfer from my paypal account to my bank takes about 4 days...so I only do that about once every couple weeks.

    People on here are real nice...I've learned thru trial and error too.

    I take checks, money orders, cash, paypal, IOUs...and havent't had any problems either.

    It has been a blessing for me to thin out my inherited stash....and make room to get quilting again.

  19. #19
    Power Poster Prism99's Avatar
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    As long as the sender is not using a credit card or debit card to pay you, you should not be charged a fee on a personal account. If you accept credit card payments beyond a certain number (I think it's 5 per year now), your account is automatically upgraded to a business account. On my personal account, as long as the person is transferring money to me from their PayPal balance or directly from their bank, I am not charged any fees. Here is a link to PayPal's fee schedule:
    https://www.paypal.com/cgi-bin/webscr?cmd=_display-fees-outside]https://www.paypal.com/cgi-bin/websc...y-fees-outside[/url]

    Hmmmm..... I should read the website before I post. It says that fees are the same for all accounts now. All I know is that I am not charged a fee when someone sends me money that is not via credit card or debit card. If someone tries to pay me with a credit card, a notification shows up allowing me to accept or reject the transfer. I always reject those types of payments.

  20. #20
    Super Member jdiane318's Avatar
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    Quote Originally Posted by dkabasketlady
    Quote Originally Posted by jdiane318
    I have just started selling items here just because of a more appreciative and understanding crowd, and a member taught me how to use Paypal and it was a simple process. It was hard watching all the books and fabrics and not knowing how to do things. I also check the personal section to not have to pay the fees. Then you can also transfer the money in your Paypal account to your bank if you want to. It takes a few days but it is well worth it.
    This has been a great forum to unload unused and unneeded items with the drama or hassle of ebay.
    You also have to remember that this quilt board was NOT set up to just sell items!! It seems to me that some members have been using this board as a site to sell(JMHO). I do buy from people on here, but that's not why I'm on here. I'm here to LEARN new things and enjoy the comraderie of fellow quilters.

    Paypal is the best and most secure way to handle a transaction, but I've also never had a problem with a check from anyone on here yet.
    I signed up for this board because it offered the most knowledge, the best tips and hints and just all around great ideas. There is a comaradirie of sisterhood with shared goals and talents and there is never the feeling of being afraid to ask a question. I like how Craftybear and Amma help and share tips and sites on how to make things. The last thing I joined for was to sell items. It is just an outgrowth of buying items and seeing if my unneededs can be someone's treasure.

  21. #21
    Senior Member jtapp9's Avatar
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    Quote Originally Posted by Prism99
    As long as the sender is not using a credit card or debit card to pay you, you should not be charged a fee on a personal account. If you accept credit card payments beyond a certain number (I think it's 5 per year now), your account is automatically upgraded to a business account. On my personal account, as long as the person is transferring money to me from their PayPal balance or directly from their bank, I am not charged any fees. Here is a link to PayPal's fee schedule:
    https://www.paypal.com/cgi-bin/webscr?cmd=_display-fees-outside]https://www.paypal.com/cgi-bin/websc...y-fees-outside[/url]

    Hmmmm..... I should read the website before I post. It says that fees are the same for all accounts now. All I know is that I am not charged a fee when someone sends me money that is not via credit card or debit card. If someone tries to pay me with a credit card, a notification shows up allowing me to accept or reject the transfer. I always reject those types of payments.

    My Paypal account is a personal account. But when people send money to it they have to choose WHY they are sending it.

    Personal
    Goods
    Services

    IF they choose personal then NO I will not be charged a fee. However, when people buy stuff from me and they choose the option Goods, then I am charged a fee.

    But I still only have a personal Paypal account. She does not have to open a business account in order to sell a thing or two.

    I know a friend of mine and myself has swapped things and money for a few years and the options were the same even then. Personal, Goods, or Services.

    Quite frankly, amongst friends, we always chose personal.

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    If you still have any ?? concerns you can PM me as I have an online business and have used paypal for that for 12 years now!

    Having said that, paypal is NOT the only safe way to receive payment. IT is just the quickest and I have learned in my many years of doing internet business that everyone who buys on the internet thinks they are going to open the front door tomorrow and their goodies will be there...instant gratification is what they expect! NOT going to happen in today's world of slow shipping!

    I will say that so far the folks I have sold/bought from here on QB are a complete 180 degrees from the people on ebay! But then my customers are on Etsy are 180 degrees away from those on ebay as well....maybe that is why I am closing that ebay shop and taking it on the road instead!

    Anyway if you have questions/concerns feel free to ask!

    OH and for a costly item, I would NOT ship via the USPS insured or not...go to UPS...much better tracking and insurance coverage!

  23. #23
    Super Member bjnicholson's Avatar
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    What is a Bernina BSR?

  24. #24
    davidwent's Avatar
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    Quote Originally Posted by bjnicholson
    What is a Bernina BSR?
    Good Question
    Thank you!
    David

  25. #25
    Super Member jdiane318's Avatar
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    Bernina Stitch Regulator

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