Go Back  Quiltingboard Forums >
  • General Chit-Chat (non-quilting talk)
  • Check Your Bank Statements for New Charges >
  • Check Your Bank Statements for New Charges

  • Check Your Bank Statements for New Charges

    Thread Tools
     
    Old 05-30-2012, 09:34 AM
      #1  
    Power Poster
    Thread Starter
     
    Join Date: May 2008
    Location: MN
    Posts: 24,644
    Default Check Your Bank Statements for New Charges

    Check your bank statements for new charges.

    Some of them change the 'rules' and start deducting for charges that you were not expecting.

    Be SURE to read your statement EVERY MONTH.
    bearisgray is online now  
    Old 05-30-2012, 09:54 AM
      #2  
    Super Member
     
    Arleners's Avatar
     
    Join Date: Jul 2007
    Location: Stony Brook, NY
    Posts: 1,225
    Default

    That's why I belong to a credit union. Unfortunately through the years I have seen them get more like banks, but they still have different rules and supposedly are owned by the depositors.

    I don't know if that makes me a communist or something, but I don't care if the bottom line is in my favor.
    Arleners is offline  
    Old 05-30-2012, 05:05 PM
      #3  
    Super Member
     
    Dolphyngyrl's Avatar
     
    Join Date: Jan 2009
    Location: Southern California
    Posts: 6,254
    Default

    My unfavorite one is when they charge you for not using you account to get this "protect you" from people stealing from your account, but who is going to protect me from the banks stealing from my account
    Dolphyngyrl is offline  
    Old 05-30-2012, 05:15 PM
      #4  
    Super Member
     
    Join Date: Jan 2012
    Location: Holmen, WI
    Posts: 6,459
    Default

    Originally Posted by Arleners
    That's why I belong to a credit union. Unfortunately through the years I have seen them get more like banks, but they still have different rules and supposedly are owned by the depositors.

    I don't know if that makes me a communist or something, but I don't care if the bottom line is in my favor.
    I'll ONLY bank with credit unions. Yes, they've changed some over the years, but I still think they're the lesser of two evils (so to speak).
    burchquilts is offline  
    Old 05-30-2012, 06:42 PM
      #5  
    Power Poster
     
    Join Date: Mar 2011
    Location: Ontario, Canada
    Posts: 41,535
    Default

    How do you like this one. I was informed that there would now be a charge to update my book but there was no charge for mailing me my statement. What the heck??? I said mail that sucker out!
    Tartan is offline  
    Old 05-31-2012, 03:29 AM
      #6  
    Super Member
     
    DebsShelties's Avatar
     
    Join Date: Jan 2010
    Location: Virginia
    Posts: 2,850
    Default

    Many banks are going to charge for sending out statements or you having a certain amount all month long to avoid a fee. Last time I visited the bank, I was asked to stay to talk with a banker about changes coming up??? My account was grandfathered in when the bank was bought out, to me that means staying a free account with no mim balance.
    I think it's sad how banks etc think they can rob us of money when they think they need the million $$ bonus etc.
    DebsShelties is offline  
    Old 05-31-2012, 03:54 AM
      #7  
    Senior Member
     
    Join Date: Apr 2008
    Posts: 353
    Default

    We use a credit union.
    Needles is offline  
    Old 05-31-2012, 05:05 AM
      #8  
    Power Poster
    Thread Starter
     
    Join Date: May 2008
    Location: MN
    Posts: 24,644
    Default

    Or the letter that starts out by saying

    "For your convenience, we are now going to start charging $X for services we used to not charge our customers for"

    It was YEARS before I realized that banks are lending out MY (the depositors) money to other people - and that the 'interest paid' is really just 'rent payments' for using it!
    bearisgray is online now  
    Old 05-31-2012, 06:30 AM
      #9  
    Super Member
     
    AZ Jane's Avatar
     
    Join Date: Feb 2012
    Location: Phoenix, AZ
    Posts: 2,876
    Default

    We use the military equivalent of the credit union - USAA. Though we never used Bank of America, when I saw they were going to charge for using a debit card, I switched the same month. I knew it was just the beginning of all banks!!
    AZ Jane is offline  
    Old 05-31-2012, 08:27 AM
      #10  
    Super Member
     
    Join Date: Jul 2010
    Location: Lebanon Missouri
    Posts: 2,668
    Default

    My last bank paid me 20 cents for each of my auto-pays every month and all my debit card purchases.-they called it 'GreenSense' But my car/home insurance co. charged me $2 every month for getting their payment this way -which was cheaper than the $5 for processing a paper check or the $15 extra if it was late.So keep your eyes open for the other outfits who want special fee's for taking your payments.
    Stitchit123 is offline  
    Related Topics
    Thread
    Thread Starter
    Forum
    Replies
    Last Post
    bearisgray
    General Chit-Chat (non-quilting talk)
    11
    11-18-2011 07:44 PM
    AlwaysQuilting
    General Chit-Chat (non-quilting talk)
    7
    10-14-2011 06:41 AM
    amandasgramma
    General Chit-Chat (non-quilting talk)
    22
    08-31-2010 10:57 PM
    QKO
    General Chit-Chat (non-quilting talk)
    55
    07-17-2010 12:46 PM
    BellaBoo
    General Chit-Chat (non-quilting talk)
    19
    12-23-2009 07:53 PM

    Posting Rules
    You may not post new threads
    You may not post replies
    You may not post attachments
    You may not edit your posts

    BB code is On
    Smilies are On
    [IMG] code is On
    HTML code is On
    Trackbacks are Off
    Pingbacks are Off
    Refbacks are Off



    FREE Quilting Newsletter