Have to vent
03-20-2011, 04:44 AM
#62
Super Member
Join Date: Aug 2010
Location: Mena, Arkansas
Posts: 1,352
Drug companies are in business to make money, not to cure anyone of anything. Think about it: there is lots of money in treatment, but if you are cured, you'd spend your money on other things like food, shelter, and maybe a vacation instead of drugs. There is no incentive to create a cure, but lots of $$$ incentive to 'treat' illnesses.
03-20-2011, 05:23 AM
#63
Senior Member
Join Date: Nov 2010
Location: Port Saint Lucie, Florida
Posts: 361
Originally Posted by k9dancer
Drug companies are in business to make money, not to cure anyone of anything. Think about it: there is lots of money in treatment, but if you are cured, you'd spend your money on other things like food, shelter, and maybe a vacation instead of drugs. There is no incentive to create a cure, but lots of $$$ incentive to 'treat' illnesses.
03-20-2011, 05:35 AM
#64
Senior Member
Join Date: Nov 2010
Location: Port Saint Lucie, Florida
Posts: 361
Originally Posted by chris_quilts
While we're talking about health insurance companies and drugs, let's also talk about SSDI and Medicare. You can disenroll from both Social Seucirty disability income or insurance, SSDI, and Medicare Part B if you don't like the price of Part b and you have a JOB that pays enough in wages but you're stuck having Medicare Part a for another 98 months past termination of Part B. DH's health insurance says that for me to have his insurance, I have to have both A & B, just can't have Part A which is all I have now. DH's insurance company calls me "a non-insurable entity" - gotta love that label!!! Have spent the last 6 months fighting this. Went to SSA yesterday to talk to real people & the 2nd lady told me I was stuck in the disability system at Social Security. I can either pay for Part B for the rest of my life and get DH's insurance coverage, I can wait until Part a expires in Aug 2016 and then get his health insurance coverage or I can die at which time I assume both expire since I am also expired. I am so stinkin' mad it ain't funny and have decided that I'll wait until Aug 2016 to get health insurance. What a ridiculous situation and the idiots at SSA don't have a clue and talk to me like I'm an imbecilic idiot. Am going to see a supervisor on Monday with DH - we hope he can understand the situation. I am a disabled vet so have some healthcare coverage through the VA. Sorry for the long post and venting about the system but it is very frustrating and on-going.
03-20-2011, 07:53 AM
#66
Member
Join Date: Jan 2011
Location: Merced, CA
Posts: 59
Agree Congress is too complacent with Rx, why not...they get their's for free...often for life. They are out of touch with reality. We are stuck paying for Cobra until I turn 65, another year. Beginning this past Oct have been paying $1,257. PER MONTH to have insurance...just for me. The only way I can keep from getting crazy is not to think about the total, not to mention what we could have paid for something else. My husband retired in Oct, went back to work as a sub because of this insurance. We are lucky to have that option...but the bottom line is he can't really retire until this is over AND the insurance companies keep scabbing off us.
03-20-2011, 09:46 AM
#67
Senior Member
Join Date: Nov 2010
Location: Port Saint Lucie, Florida
Posts: 361
Originally Posted by gaiatender
Agree Congress is too complacent with Rx, why not...they get their's for free...often for life. They are out of touch with reality. We are stuck paying for Cobra until I turn 65, another year. Beginning this past Oct have been paying $1,257. PER MONTH to have insurance...just for me. The only way I can keep from getting crazy is not to think about the total, not to mention what we could have paid for something else. My husband retired in Oct, went back to work as a sub because of this insurance. We are lucky to have that option...but the bottom line is he can't really retire until this is over AND the insurance companies keep scabbing off us.
03-20-2011, 11:10 AM
#68
Member
Join Date: Jan 2011
Location: Merced, CA
Posts: 59
One of the tings I find so insulting or even silly? When I get my COBRA "coupons" to pay my monthly fees, it is really a memeographed sheet with no divisions or way to tear off. I have to use scizzors to make each coupon, then mail it in my own envelope and stamp. They don't go out one bit. It really is so cheesy in a so-called industrialized, "modern" country, really unprofessional.
03-20-2011, 12:41 PM
#70
Banned
Join Date: Apr 2007
Location: Michigan
Posts: 1,407
I had a similar experience. My med was always brand name (no generics) Then Ins. company decided to change the way they filled it. WITHOUT NOTIFYING ME. The prescription has to be written as
"Capsules" and the generic can be used. Well, the script was being filled and they told me $600. No way.....Took me weeks to get it straightened out with dr to write "as capsules, Generic".....They only come in capsules whether generic or brand....DUH!
Since it was always generic, why didn't they just fill it that way....I was told no generic available....What....did the ins. company change the way they can fill and Boom....a generic was made that day!
"Capsules" and the generic can be used. Well, the script was being filled and they told me $600. No way.....Took me weeks to get it straightened out with dr to write "as capsules, Generic".....They only come in capsules whether generic or brand....DUH!
Since it was always generic, why didn't they just fill it that way....I was told no generic available....What....did the ins. company change the way they can fill and Boom....a generic was made that day!
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