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Thread: Help with pay pal

  1. #1
    Super Member snipforfun's Avatar
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    I have a pay pal acct. that I have used for purchases, but not sure how to create one where I can receive payments from selling "stuff". I guess I don't understand how people pay me with PP. Do they have to have my acct. # or what? Can the PP acct. I have now be used to receive payments? PP has an extensive website which I have visited but I just don't understand the drill!!

  2. #2
    Super Member auntpiggylpn's Avatar
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    Do not give them your account # You give them you PayPal Id name only not the password. What ever your id is, such as "[email protected]" they don't need your password or anything else. Whatever name you type in to log on to paypal is the id that you give them.

  3. #3
    Super Member KimmieH's Avatar
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    all you need to do is give them your email address associated with the account (which should be your user name)
    very easy..no account #'s need to be given out

  4. #4
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    and when you want that money transferred to your bank account, it can be done securely through Pay Pal. I got a refund and that is how I found out.

    June in Cincinnati

  5. #5
    Senior Member clynns's Avatar
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    One important piece of information. When asking someone to pay you for something using PayPal ask them to go to the Personal tab. After they click on that tab ask them to make sure that 'gift' is selected. If they don't do it this way, PayPal will take 5% of whatever they collect for their fee's. That's $5.00 of every hundred to put things in more perspective. (Ask me how I know.)

    Go to the website and click on pay. Look at what comes up. Look for the tabs below that say Service and Personal. Just so you get an idea of what they are looking at. You only need to give them your personal email address that you use at PayPal. Never give anything else. Cheryl

  6. #6
    Senior Member kraftykimberly's Avatar
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    Ok Im confused, I can get buyers to "gift" payments? I plan to start selling so I just want to be sure to get my ducks in a row. Thanks in advance for some clarification on that one.

  7. #7
    Moderator kathy's Avatar
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    i would not want to mess things up trying to cut out the small fee for all payapl does, what if they notice that you have a LOT of "gifts" coming your way and lock you out?
    you can send your buyer an invoice to make it easier for them but you will have to give paypal their cut

  8. #8
    Senior Member kraftykimberly's Avatar
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    Quote Originally Posted by kathy
    i would not want to mess things up trying to cut out the small fee for all payapl does, what if they notice that you have a LOT of "gifts" coming your way and lock you out?
    you can send your buyer an invoice to make it easier for them but you will have to give paypal their cut
    Thanks Kathy, I thought something didnt sound right about that, just seemed like it was a scheme to circumvent paypal which Im not going to even entertain the thought of. Has the feel of being dishonest to me. Thanks for the clarification.

  9. #9
    Super Member feffertim's Avatar
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    Quote Originally Posted by kraftykimberly
    Ok Im confused, I can get buyers to "gift" payments? I plan to start selling so I just want to be sure to get my ducks in a row. Thanks in advance for some clarification on that one.
    love your avatar

  10. #10
    Senior Member kraftykimberly's Avatar
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    Quote Originally Posted by feffertim
    Quote Originally Posted by kraftykimberly
    Ok Im confused, I can get buyers to "gift" payments? I plan to start selling so I just want to be sure to get my ducks in a row. Thanks in advance for some clarification on that one.
    love your avatar
    Hey thanks !!!

  11. #11
    a regular here hazeljane's Avatar
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    Quote Originally Posted by kraftykimberly
    Ok Im confused, I can get buyers to "gift" payments? I plan to start selling so I just want to be sure to get my ducks in a row. Thanks in advance for some clarification on that one.
    I have some issues with this one. If you are using paypal to sell items, you need to pay paypal for the service. If your buyer chooses "gift" then Paypal will not charge you. However, if there is any problem, the buyer is left unprotected- Paypal will not get involved in any dispute.

    The reason I use Paypal as a seller is that it offers my buyers some protection from scams and being ripped off. When I buy something from someone I do not know, I want to use Paypal to protect myself.

    You can, very easily, connect Paypal to your bank account by following the directions on the site. Another alternative is to request a Paypal debit card, which you can use like a debit card to pay for things WHEN YOU HAVE money in your paypal account. Otherwise, you can keep the money in Paypal and use it to pay for your own online purchases.

    We have a Paypal account for our non-profit dog rescue as well as a personal one. When I get donations, I can pay the vet using the debit card, for instance.

    I have been using Paypal as a buyer and seller for 10 years with no problem at all. The one time I had a dispute with a seller, it was solved to my satisfaction.

    Maggie

  12. #12
    Super Member purplemem's Avatar
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    I have the same experience Maggie has.
    My bank charges me $10 a month for checking plus each check, why shouldn't pay pal?
    They give me protection both buying and selling.

    I am comfortable paying the Pay Pal fees because I know that if I am unhappy with a purchase, they will back me up. Likewise, if my buyer is unhappy, they help them.

    I use the PayPal debit card. There are no fees associated with the card. I use it to pay electric bills, etc., just like any other debit card.

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