Oh, if only I could lend my aches and pains......and they'd forget to bring them back!!!!:p

No lending or borrowing here. Just not worth it.

At one point I did make a list of who borrowed what (usually quilting patterns or books). I could never remember who had what, and money was tight, so I couldn't afford to be "giving" stuff away. It worked pretty well.

I just tell them that I don't lend to anyone anymore because I have lost too much stuff and can't afford to lose any more. It is the truth.

Never a lender be......learned my lesson. I have had items actually stolen at retreats. I don't lend at retreats anymore, because normally at the end, everyone is throwing their stuff and mine in their bag....whether I have I.D. on them or not....and I don't like running around trying to remember who borrowed what. So now my answer is no. I have also found that when there is not a community iron, I cannot afford to lend mine....it was always in use by someone who didn't want to lug theirs to class. As a result, I would get behind making my block, while the instructor was on to the next portion of the class...everyone was over looking at her next set of instructions and there I was still ironing on the other side of the room....Basically, these moochers are inconsiderate. I usually have my daughter in class with me now, and we share. Sorry to everyone else....

I'd be willing to leave something of value on a loan. I think that would improve my memory. I am always paying late fee's at the library.Which has turned out to be a good thing. My old library had a book sale before I moved out here and she set aside the quilt books for me. I got 12 at $5 each- at check out time I got my favorite 5 books free - because of all the late fee's I paid on them.

Books permanently " borrowed", tools evidently " used up", but the worst is my VHS and CD's! I now put old address labels on the spine and front of them so I might get them back. I have learned to keep a notebook of such activities.

Best advice I got was to take a picture of the borrower with the item on my phone, so I would always have a visual reminder handy…plus, most people remember having their picture taken!

I have calendars with big spaces for Dr. etc appointments, if you loan, write down who and what on Calender if you could have them initial it, that way you know where things are and if no calender available, a piece of paper so you can write it down later.

That is how I have gotten to be with age, I am tired for working hard to get what I have someone thinking they have a right to it anyway.