A friend of mine who is a quilter asked me to make a baby quilt for a friend of hers who was expecting a boy. She said that she would pay me and asked me for a price . I stupidly said what she could afford... Guess how much she gave me..$20 yes you read it right $20!! It was a sportstheme quilt and it had the baby's name embroidered and date of birth and even the back was sport theme. I felt insulted!!I wished I had given it to her for nothing.
Wait there's more! She said her 2 grand sons saw the quilt and wanted one made? What do I do? I agreed before I had seen how much she had given me in a check. Help. Am I a sucker or a fool? I feel like I have been taken in advantage of.

Please, never give out my name!

Maybe give her a receipt for the fabric, tell her that you multiply that times 3.
and you will take her down payment.

Tell her to go buy the material. When she sees the price of fabric she will think twice about giving you $20. She should see the money and time that goes into a quilt. I tell my family and friends "don't even ask unless you're willing to pay for the fabric and my time".

Maybe she just doesn't realize what goes into a quilt, I'd explain it to her and tell her if she wants mnore quilts made it will cost X$, set a price that won't insult you.

Tell her where u bought the fabric.She should bring u the fabric and u will only charge her for ur labor.... and that normally I charge x for labor.

She probably has no idea of the time, effort or cost in fabric and thread that goes into making a custom quilt.

Tell her to purchase the fabrics and thread and add whatever $ (you name an amount)to that for your time and labor. My guess is that she will look at fabric on line or in a lqs and decide her grandsons can use a store bought quilt.

Or, just say "NO."

I was going to say she might not have known what goes into a quilt in both labor and money for fabric, but then I saw that you wrote she's a quilter herself. It seems that she might well have taken advantage of you and she needs a lesson in reality.

I guess at this point, I'd be honest with her and tell her that you will make the quilts, but this time you'll have to set a price to charge her for them to cover your time and expenses.

She is a Quilter! she understands.

You're neither. you simply spoke before you thought. If you feel this is something you want to do for her, aks her to buy"x" amount of fabric then set a price for your work. If you really don't want to tell her no. You did the other one as a favor, you don't usually quilt for hire. MY standard answer is "this is something I do for me. If I sew for others it's a job and I no longer enjoy it"

I would tell her that that was a nice start for the materials and then tell her how much the others will actually cost her.