Unfortunately, finances dictate scrappy right now. My parents were both children of the depression era, so I was raised to "make it work" with what you have.
Not a 'scrapper', no way, no desire to do a scrap quilt...ever. Don't like leaving art 'to chance' and like chaos even less. Prefer precision, organization and detail. Can you tell I was an accountant?!! :D
I started out only planned fabrics THEN I had scraps left over. I have seen gorgeous scrappy quilts and now I love them!!! Scrappy works very well in Irish Chains and pinwheels.