Medicare supplement plans
05-13-2016, 08:06 AM
#31
Super Member
Join Date: Jul 2010
Posts: 6,430
We, too, have plan F with supplemental coverage by United Health Care.
We will keep it forever, or as long as we can tolerate the escalating prices. It has been wonderful through cataract surgery, 1 back surgery, and 2 open heart surgeries (DH & me). Never have a co-pay.
We will keep it forever, or as long as we can tolerate the escalating prices. It has been wonderful through cataract surgery, 1 back surgery, and 2 open heart surgeries (DH & me). Never have a co-pay.
05-13-2016, 08:22 AM
#32
Super Member
Join Date: Feb 2012
Location: Phoenix, AZ
Posts: 2,877
There are many, many plans out there. If you can find one, there are people whose job it is to find you the best bet for your dollars. The hubby used one of these guys in Phoenix, he took all his info, conditions, medications, life style, travel (some state plans only pay within that state, there are even county only plans) typed in in and several policies popped out, we were able to go thru the different plans to see which fit the best, without having to look thru hundreds!! We ended up keeping our work-related plan, it still covered him. No cost for all the info we were given.
05-13-2016, 08:24 AM
#33
Super Member
Join Date: Apr 2016
Location: Blue Ridge Mountians
Posts: 7,076
Originally Posted by leighway
Please someone correct me if I'm wrong...we have medicare plan F, which means we have medicare and we pay for that. In addition, we pay an EXTRA $150-170 per month for the supplement plan..the reason we do this is because medicare only pays 80% and we are stuck with the other 20% which in the case of a large hospital bill, would bankrupt us.
So, we pay around $99 for medicare and an extra $150 per person for the supplement which in our house amounts to around $500 per month for insurance...is that what others are experiencing? That doesn't make it free and doesn't make it cheap...especially on social security.
Would love others' input on this...
So, we pay around $99 for medicare and an extra $150 per person for the supplement which in our house amounts to around $500 per month for insurance...is that what others are experiencing? That doesn't make it free and doesn't make it cheap...especially on social security.
Would love others' input on this...
05-13-2016, 12:05 PM
#34
Power Poster
Thread Starter
Join Date: Jan 2011
Location: Southern USA
Posts: 15,950
Insurance can't change the plan from what it is. It goes Plan A, B, C, D, F, F+ G, K, L, M, N. All are different plans. M an N have foreign travel emergency included. If you didn't know about these plans before signing up, you need to find a consultant and get all the info you need to make the right decision for your health needs and will fit your financial needs in the future.
05-14-2016, 01:05 PM
#37
Super Member
Join Date: Jan 2011
Location: Cottage Grove, MN
Posts: 2,807
Interesting information. I will turn 65 later next year. I have a friend that has attended a meeting by our health insurance carrier and she has been sharing info.
Thanks for starting this thread.
Connie
Thanks for starting this thread.
Connie
05-14-2016, 05:43 PM
#38
Junior Member
Join Date: Dec 2006
Location: SW Missouri
Posts: 188
we have Plan F with State Farm and it pays the balance of Medicare approved costs, deductible, we're out nothing but monthly cost - and my husband's had 3 major surgeries plus - only thing it doesn't cover is prescriptions, good anywhere, no networks, heartily recommend State Farm
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